Terms of Service
Last updated: December 2024
1. Acceptance of Terms
By accessing or using CareCompare's website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
CareCompare provides an insurance comparison platform specialising in autism and special needs insurance in Singapore. Our services include:
- Educational content about insurance for families with autistic children
- Connecting users with MAS-licensed financial advisers
- General information about insurance categories and coverage types
3. Not Financial Advice
The information provided on CareCompare is for general informational purposes only and does not constitute financial, insurance, or professional advice. Please consult a licensed financial adviser before making any insurance decisions. CareCompare does not provide financial advisory services and is not licensed by the Monetary Authority of Singapore (MAS). CareCompare is not responsible for any decisions made based on information provided on our platform. CareCompare may earn a referral fee when connecting you with licensed advisers.
4. User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information
- Not misrepresent your or your child's circumstances
- Keep your contact information up to date
- Not use our services for any unlawful purpose
- Not attempt to interfere with the proper functioning of our platform
5. Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of information on our platform. Insurance products, premiums, and terms may change without notice. Always verify details directly with insurance providers.
6. Insurance Applications
CareCompare facilitates connections between users and insurance providers but does not underwrite or guarantee insurance policies. Approval of applications is at the sole discretion of insurance providers. We are not responsible for any application rejections or policy terms set by insurers.
7. Intellectual Property
All content on CareCompare, including text, graphics, logos, and software, is the property of CareCompare or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
8. Third-Party Links
Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites. Access to these sites is at your own risk.
9. Limitation of Liability
To the maximum extent permitted by law, CareCompare shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or other intangible losses.
10. Indemnification
You agree to indemnify and hold harmless CareCompare, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated terms on our website. Continued use of our services after changes constitutes acceptance of the modified terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
13. Contact
If you have any questions about these Terms of Service, please contact us at:
Email: legal@carecompare.sg
Address: Singapore