What eldercare really costs
Nursing homes, CareShield, dementia care. Here are the real numbers for Singapore, in plain figures. And the earlier you plan, the more of it you can control.
For most families, this starts suddenly. A parent's fall, a memory test that didn't go the way everyone hoped, a discharge planner asking how care will work at home.
You don't need every answer today. You need a clear picture. Here's one.
Start with the real costs and subsidies
The headline figures are frightening. The number you actually pay, after subsidy, is often a fraction of it. Here's what's real.
Nursing home costs & subsidies
What a nursing home really costs, and the means-tested subsidy of up to 75% for citizens.
Read the guideDementia care cost
What dementia care costs by setting, and the subsidy that can cut day care to as little as $99.
Read the guideHome Caregiving Grant
The monthly cash grant for families caring at home, who qualifies, and how to claim it.
Read the guideWhat the national schemes pay
CareShield Life and ElderShield cover part of the bill. Knowing the gap, and whether a supplement is worth it, is where planning ahead pays off.
ElderShield vs CareShield Life
What each scheme pays in 2026, who's covered by birth year, and the gap between payout and real costs.
Read the guideCareShield Life supplements
What a private supplement adds on top of the base payout, and when it's actually worth it.
Read the guideWhat fits depends on your parent's situation, or your own plans. A MAS-licensed adviser can walk you through it. No obligation.
Common questions about eldercare costs
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Tell us a little about the situation and we'll connect you with a MAS-licensed adviser who works with eldercare planning. Takes about two minutes.
Talk to a licensed adviserDisclaimer: This page provides general information for educational purposes and does not constitute financial advice. CareCompare.sg does not provide financial advisory services and is not licensed by the Monetary Authority of Singapore (MAS). For personalised advice on insurance products or suitability, please consult a licensed financial adviser. CareCompare may earn a referral fee when connecting you with licensed advisers. This does not affect the premiums you pay.