Expert insights, guides, and resources to help Singapore families navigate autism insurance and other care options.
MediShield Life covers every Singapore resident — autism included, no exclusions. ISPs layer on top and introduce complexity. Here's how the two interact for autism families, and when each one matters.
The CPF Special Needs Savings Scheme converts your CPF savings into a monthly income stream for your child after you're gone. No setup fee. Both parents can nominate. Minimum $250 per month, continuing until the balance runs out.
Private speech therapy runs $150–$220 per session. Government-subsidised options through EIPIC bring this down to $5–$430 per month for eligible families. Here's the full picture — routes, waitlists, and what the subsidies actually cover.
ISPs are hospital insurance layered on top of MediShield Life. Whether autism affects your coverage depends almost entirely on one thing: whether you applied before or after diagnosis.
Yes — always. Non-disclosure can void your entire policy and result in zero payout. But knowing how disclosure works, how to handle exclusions, and when to appeal bad decisions changes the outcome significantly.
Yes — but the options narrow significantly. Most standard policies apply exclusions or decline applications post-diagnosis. Here's what's still possible, and why timing matters more than most parents realise.
The Special Needs Trust Company holds and manages funds for your child after you're gone. Government-backed, heavily subsidised, and now boosted by a Budget 2025 matching grant of up to $10,000. Here's how it works.
Private ABA therapy in Singapore runs $70–$150 per hour. For a child doing 20 hours a week, that's over $60,000 a year. Here's the full cost picture — providers, subsidies, and what no one tells you upfront.
Singapore's only autism-specific insurance product. SpecialCare costs about $200 a year and fills a real gap — but most parents misunderstand what it's for, and what it won't cover.
A practical 2026 guide to financial planning for an autistic child in Singapore — therapy costs, government support, insurance options, and what families typically prepare for.
A 2026 overview of how insurance generally works for autistic children in Singapore — what is commonly available, what insurers consider, and what families typically explore.
Singapore's main grants, subsidies, and government programmes for families with autistic children in 2026 — what they cover, eligibility considerations, and how to apply.
What autism therapy typically costs in Singapore in 2026 — early intervention, private therapy, government subsidies, and how families commonly budget for ongoing care.
How whole life insurance is generally structured in Singapore for families with autistic children — long-term protection, savings components, and what is typically considered.
How Shield hospitalisation plans generally work in Singapore for autistic children — typical coverage scope, common considerations, and what families look at when comparing.